There are a number of reasons people may look to take out a no income proof loan. While the current market has seen a decline, there are still a number of self cert homeowner loans in the UK. Before applying, it is important to make sure you are able to accurately estimate your income, as this way our home loan brokers are better placed to search all self cert homeowner loans avaialable and find the best one for you
Self Cert loan UK or US:-
Before deciding to go for a self cert loan (UK or US) it is worth checking with us to see if there is another type of self employed homeowner loan which is available for you. Some lenders only require a letter of affordability or projected income from your accountant. If you can provide this, you would be more likely to get a better rate than on a self cert homeowner loan, although the best rate loans for self employed usually require full accounts.
While 100% self certified loans are now a thing of the past, we have a number of lenders who may be able to help on an unsecured basis so get in contact and see what we can do.
That's where we can help!....
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. LOANS ARE SECURED ON YOUR HOME
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